Springfield Church of Christ
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The Perfect Example

“Do not store up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.” Matthew 6:19-21

 

When we truly and deeply understand that everything we have is a gift from God, generosity will overflow from us. At SCC we believe that everything we have belongs to God and He has entrusted us to be good stewards. Whether it is in the form of finances, resources, service or time, it is a believer’s responsibility to give back to the Lord. Hopefully, you’ll find the answers you need concerning giving at SCC on this site.  We are firmly committed to good stewardship of funds entrusted to us.  The basis for this is stated clearly by the Apostle Paul in 2 Corinthians 8:21  “For we are taking pains to do what is right, not only in the eyes of the Lord but also in the eyes of men.”

2010 Church General Budget

The 2010 general budget is presented to reflect the focus of resources toward our mission of leading people to Jesus and growing together through teaching, worship, small groups, outreach and ministry support.

Estate Planning

It makes sense to write a will or revocable living trust. Planning your estate allows your desires to be carried out when this life ends.  It is one of those things that must be done to have your “house in order”. (2 Kings 20:1) Planning is not just for the terminally ill or the elderly because life and health are unpredictable.

 

Consider a generous gift that will recognize the importance of Christian stewardship and provide funds for the Kingdom of God. Your will or trust can be a final statement and testimony of faith. A legacy of generosity truly recognizes “every good and perfect gift is from above, coming down from the Father of the heavenly lights.” James 1:17


Two Estate Planning Options

  • Life Insurance
    Life insurance policies that are no longer needed sometimes make excellent charitable gifts. It is relatively simple and usually only requires signing a few forms your insurance agent can provide. By signing these forms you make SCC the owner and/or beneficiary for the policy.

    If SCC is made owner, and if you continue to pay premiums for the policy, you may be able to deduct the amount of premiums paid each year. Further, if the policy is whole life, meaning it has cash value, your tax deduction may be the amount of this value on the date of the gift.

    Naming the church as beneficiary for part or all of a life insurance policy is a relatively easy way to make a gift as part of your estate plan.



  • IRA or 401(k) Accounts
    Qualified retirement plans, such as traditional IRA accounts or 401(k) plans, are “pre-tax” dollars and this means the individual who receives them upon your death may have to pay income taxes when the money is withdrawn. There are IRS rules about minimum required distributions. However, you have the option of naming SCC or other qualified organizations as beneficiary of all or a portion of these accounts. Your estate will avoid paying income taxes (called “income in respect of decedent”), and possibly estate (death) taxes.

    If this estate planning strategy fits in your overall goals for stewardship, it may be an excellent choice. Your tax advisor will be able to help you decide.